Online Banking
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Small Business Checking

  • $100.00 minimum deposit to open
  • $15.65 monthly maintenance fee; maintenance fee can be avoided by maintaining a $3,000.00 minimum daily balance
  • Limited to 160 processed items per month. This account converts to regular business checking account if activity exceeds 160 items

Regular Business Checking

  • $100.00 minimum deposit to open
  • The credit earned on your current month’s average positive collected balance less reserves maintained with the Federal Reserve, which may be used to offset many monthly service charges
  • $14.85 monthly maintenance fee
  • Per item charges; $0.11 per deposit item, $0.37 per deposit/credit item, $0.14 per check paid, and $0.10 per electronic credit

Business Savings Account

  • $500.00 minimum deposit to open
  • $6.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $250.00 monthly minimum daily balance
  • Minimum daily balance of $250.00

Business Money Market Savings

  • $2,500.00 minimum deposit to open account
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. Minimum daily ledger balance of $2,500.00 is required to earn interest
  • $12.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $2,500.00 minimum daily balance

* Withdrawal restrictions may apply


Business Certificate of Deposits

  • Competitive, guaranteed rates for term of deposit
  • $2,500.00 minimum deposit to open
  • Annual percentage yield assumes interest will remain on deposit until maturity
  • Interest begins to accrue on the business day the deposit is made
  • A withdrawal of interest will reduce earnings
  • Automatically renewable for your convenience with 7 day grace period
  • Available in terms from 6 months to 5 years
  • Interest can compound back into your CD or by direct deposit into your Community Bank of the South checking or savings account
  • FDIC insured up to $250,000.00

A penalty may be imposed for early withdrawal