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Small Business Checking

  • $100.00 minimum deposit to open
  • $15.65 monthly maintenance fee; maintenance fee can be avoided by maintaining a $3,000.00 minimum daily balance
  • Limited to 160 processed items per month. This account converts to regular business checking account if activity exceeds 160 items

Regular Business Checking

  • $100.00 minimum deposit to open
  • The credit earned on your current month’s average positive collected balance less reserves maintained with the Federal Reserve, which may be used to offset many monthly service charges
  • $14.85 monthly maintenance fee
  • Per item charges; $0.11 per deposit item, $0.37 per deposit/credit item, $0.14 per check paid, and $0.10 per electronic credit

Business Savings Account

  • $100.00 minimum deposit to open
  • $5.25 monthly maintenance fee; maintenance fee can be avoided by maintaining a $250.00 monthly minimum daily balance
  • Minimum daily balance of $250.00

Business Money Market Savings

  • $2,500.00 minimum deposit to open account
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. Minimum daily ledger balance of $2,500.00 is required to earn interest
  • $10.25 monthly maintenance fee; maintenance fee can be avoided by maintaining a $2,500.00 minimum daily balance
  • You may make six (6) transfers from your account per statement cycle, if by preauthorized or automatic transfer, or telephone agreement, order or instruction. Three (3) of these transfers may be made by check, or draft by the depositor and payable to third parties; additional debits, withdrawals, checks, or drafts are $5.00 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account

Business Certificate of Deposits

  • Competitive, guaranteed rates for term of deposit
  • $2,500.00 minimum deposit to open
  • Annual percentage yield assumes interest will remain on deposit until maturity
  • Interest begins to accrue on the business day the deposit is made
  • A withdrawal of interest will reduce earnings
  • Automatically renewable for your convenience with 7 day grace period
  • Available in terms from 6 months to 5 years
  • Interest can compound back into your CD or by direct deposit into your Community Bank of the South checking or savings account
  • FDIC insured up to $250,000.00

A penalty may be imposed for early withdrawal