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Commercial Loans

Community Bank of the South offers a variety of commercial loan products to meet our local business owners’ needs. We offer a wide range of repayment options. Some of our products include:

  • Operating lines of credit
  • Equipment financing
  • Business acquisition
  • Inventory
  • Accounts receivable

To apply for your business loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.


Commercial Real Estate Loans

Community Bank of the South offers a variety of commercial real estate loans to meet our local business owners’ real estate needs. We offer a wide range of repayment options. Some of our products include:

  • Owner occupied property
  • Construction loans
  • Income producing property
  • Improved land
  • Land acquisition and development

To apply for a commercial real estate loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.


Business Credit Card Options

  • Mastercard® Business Platinum
  • Mastercard® Business Platinum Rewards
  • Mastercard® Business World Elite†

Community Bank of the South is proud to offer a full range of competitively priced credit card products and reward options that are perfect for your business. Whether you’re looking to better control expenses or enhance purchasing power, we have the card to meet your needs with the local, friendly service you’ve come to expect from Community Bank of the South.

Each Business credit card offers:

  • Individual spending limits for employees
  • Consolidated or individual billing statements
  • Enhanced Mastercard® benefits†
  • Multiple payment options, including online banking, in a branch, or by mail
  • Multiple employee credit cards at no additional cost
Mastercard® Business Platinum
Mastercard® Business Platinum Rewards
Mastercard® Business World Elite†

Rewards Information and Redemption

Rewards information and Redemption options can be obtained by:

Apply today!

Subject to Credit Approval.  Ask for Details.

Mastercard is a registered trademark of Mastercard International Incorporated.

1 For details on Rewards Program, please visit: https://cbos.myapexcard.com/#p=application/rewardsTerms. Rewards Options are subject to change without notice.

2 We group similar merchant category codes to Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that is sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not quality for additional cash back.

Revised March 19, 2021