Consumer Loans

Being a community bank, we pride ourselves on a high level of personal service. This means fast turnaround on your loan request, along with a variety of products to fit your needs. You may need a consumer loan for a variety of reasons:

• New or used automobiles
• Recreational Vehicles
• Boats
• Personal Use

To apply for your personal loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.

Home Equity Line of Credit

To apply for your Home Equity Line of Credit, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.

Below the description of the product.

With a Home Equity Line of Credit from Community Bank of the South, you have the advantage of using the equity in your home when you need it. Once you establish your line of credit, simply borrow the money when you need it with flexible repayment options. Other advantages would be:

• Convenience
• Potential Tax Advantages – see your tax advisor for deductibility
• Free book of checks for your line
• Monthly Statement

Home Loans

Community Bank of the South offers a variety of home loans designed to meet the needs of our customers. Whether you are considering a purchase or refinance, we offer competitive rates and programs. Some of our products include:

• Jumbo Loans
• Owner occupied property
• Portfolio lending
• Second homes
• Home improvement loans

To apply for your Home loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.