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Consumer Loans

Being a community bank, we pride ourselves on a high level of personal service. This means fast turnaround on your loan request, along with a variety of products to fit your needs. You may need a consumer loan for a variety of reasons:

  • New or used automobiles
  • Recreational Vehicles
  • Boats
  • Personal Use

To apply for your personal loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.


Home Equity Line of Credit

To apply for your Home Equity Line of Credit, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.

Below the description of the product.

With a Home Equity Line of Credit from Community Bank of the South, you have the advantage of using the equity in your home when you need it. Once you establish your line of credit, simply borrow the money when you need it with flexible repayment options. Other advantages would be:

  • Convenience
  • Potential Tax Advantages – see your tax advisor for deductibility
  • Free book of checks for your line
  • Monthly Statement

 


Home Loans

Community Bank of the South offers a variety of home loans designed to meet the needs of our customers. Whether you are considering a purchase or refinance, we offer competitive rates and programs. Some of our products include:

  • Jumbo Loans
  • Owner occupied property
  • Portfolio lending
  • Second homes
  • Home improvement loans

To apply for your Home loan, please call (321) 452-0420 or stop by our Merritt Island office and see an experienced loan officer.


Consumer Credit Card Options

  • Mastercard® Platinum
  • Mastercard® Platinum Rewards
  • Mastercard® World†

We’re proud to offer you several types of credit cards options that feature low rates and the local, friendly service you’ve come to expect from Community Bank of the South. Our consumer credit cards are designed to give you convenient purchasing power.

Mastercard® Platinum
Mastercard® Platinum Rewards
Mastercard® World†

Rewards Information and Redemption

Rewards information and Redemption options can be obtained by:

Apply Today!

 

Subject to Credit Approval. Ask for Details

Mastercard is a registered trademark of Mastercard International Incorporated.

1 For details on Rewards Program, please visit: https://cbos.myapexcard.com/#p=application/rewardsTerms. Rewards Options are subject to change without notice.

2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

3 We group similar merchant category codes to Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that is sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not quality for additional cash back.

 

Revised March 19, 2021